| 2005 2006 |
| ASSETS |
| Cash & Due From Banks ..$17,253,000 ..$14,167,000 |
| U.S. Government & State Obligations .. .63,384,000 ..$100,122,000 |
| Other Securities ..0 0 |
| Federal Funds Sold .$11,112,000 ..$0 |
| Loans & Discounts .$235,053,000 $286,479,000 |
| Bank Premises $9,305,000 $10,849,000 |
| Other Assets .$16,484,000 ..$24,194,000 |
| TOTAL ASSETS ...$355,591,000 $435,811,000 |
| LIABILITIES |
| Demand Deposits .$47,650,000 ..$60,890,000 |
| Savings & Time Deposits ..$272,669,000 $3,105,000 |
| Reserve For Loan Loss $2,669,000 ...$3,105,000 |
| Federal Funds Purchased .0 ...$2,061,000 |
| Other Borrowed Money ..0 $2,500,000 |
| Other Liabilities ...$3,430,000 ...$8,555,000 |
| CAPITAL ACCOUNTS |
| Common Stock ..$200,000 ...$200,000 |
| Surplus ...$6,000,000 .$15,650,000 |
| Undivided Profits .$24,323,000 ...$24,290,000 |
| Gain On Investment ..$(692,000) $(129,000) |
| Total Capital Account ..$29,831,000 ...$40,011,000 |
| TOTAL LIABILITIES AND CAPITAL $355,591,000 .$435,811,000 |