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Products
CDs
Online Bill Payment
Regular Checking
Citizens Club Checking
Super Now Checking
Savings Accounts
Consumer Loans
Free Checking
Christmas Savings Club
NOW Account
Money Market Checking
Citizens Premiere Checking
Senior Checking
Citizens Golden ClubChecking
Looking to get into the investment game? Begin your research here, with our Investment Research!




Click here to apply for a CD!

Contact us for current rates

  • Only $2500 to open account
  • The above APY yields assume daily compounding
  • If you withdraw any of the principal before the maturity date we may impose a penalty of three (3) month’s interest on 12 month cds and a penalty of six (6) month's interest on 24,36,and 60 month cds.

    Disclosures

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    Click to apply for Bill Payment

    Features

  • Free
  • You must have an existing CTCB Checking Account or apply Online for a CTCB checking account.

    Benefits

  • Pay your bills easily and quickly without writing checks or buying stamps.
  • Program payment/s for recurring bills only once.

    Please Note:
    Acceptance of application will solely be Citizens Tri-County Bank's decision. If you use OVERDRAFT PRIVILEGE SERVICES payments will not be paid under the Bill Payment Services, any insufficient funds will be returned. Click to Disclosures for fees on Stop Payment Request, NSF Items, and Overdraft Items.


    Disclosures


    Click here to apply for a Regular Checking Account!

  • Bill Payment
  • MasterCard Check Card
  • Overdraft Privilege
  • Check images
  • Only $500 to open account
  • No monthly service charge if $500 daily balance is maintained

    Disclosures

    E-Statements

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    Click here to apply for a Citizen Club Checking Account!

  • Bill Payment
  • $30,000 Accidental life (dismemberment)
  • $2500 Accidental life per dependent child
  • $55,000 Airline accidental life (scheduled flights)
  • 200 Free personalized checks per order
  • Unlimited checking
  • MasterCard Check Card
  • Check Imaging
  • Overdraft Privilege

    Disclosures

    E-Statements

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    Click here to apply for a Super Now Checking Account!

    Contact us for current rates

  • Bill Payment
  • No monthly service charge if daily balance is maintained
  • MasterCard Check Card
  • High rate of interest if daily balance is maintained
  • Unlimited check writing
  • Overdraft Privilege

    Disclosures

    E-Statements

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    Click here to apply for a Savings Account!

    Contact us for current rates

  • 5 Withdrawals per month at no charge
  • Only $100 to open account
  • Interest credited quarterly

    Disclosures

    E-Statements

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  • Convenience of applying at home
  • Faster approval
  • Direct payment available
  • ALL LOAN APPLICATIONS MUST BE PRESENTED IN PERSON.
    You should PRINT the online application, and bring it to the Citizens Tri-County office most convenient to you. See Contact Us for bank locations.

    * This application is for consumer loans only and not intended for mortgages.

    ** Annual Percentage Yield


    Privacy Policy

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    Free Checking Account

    Contact us for current rates
    • Free online bill pay
    • MasterCard Check Card
    • Only $100 to open account
    • No monthly service charge
    • No monthly minimum balance



    Citizens Golden Club Account


    • Free online bill pay
    • MasterCard Check Card
    • Overdraft Privilege
    • Check Images
    • Only $100 to open account
    • No monthly service charge and interest will accrue if a $100 daily balance is maintained.
    • Unlimited check writing
    • Must have 3 different banking relationships to become a member of Citizens travel program.

    CITIZENS TRI-COUNTY BANK
    GOLDEN CLUB TRAVEL
    Call or E-mail for upcoming Trips
    Ann VanDyken - Travel Director
    423/949-2173
    avandyken@ctcbonline.com







    Christmas Club Account

    Contact us for current rates

    • Only $25.00 to open account
    • Interested credited quarterly
    • No withdrawals until maturity date
    • $25.00 early closure fee






    Now Account

    Contact us for current rates
    • Free online bill pay
    • Check imaging
    • MasterCard Check Card
    • Unlimited check writing
    • Only $500 to open account
    • Overdraft privilege
    • No monthly service charge if a daily balance of $500 if maintained
    • If daily balance falls below $500…there is a $5.00 fee and no interest will accrue
    • Interested compounded daily and credited monthly





    Money Market Account

    Contact us for current rates
    • Free online bill pay
    • Check imaging
    • No monthly service charge is a daily balance of $2,500.00 is maintained.
    • Six transfers per month, 3 may be payments by check to third parties.
    • Interest compounded daily and credited monthly
    • Contact us for current rates






    Senior Checking Account


    • Free Online Bill Pay
    • MasterCard Check Card
    • Overdraft Privilege
    • Only $100 to open account
    • No monthly service charge
    • No monthly minimum balance
    • Check Images
    • E-Statements






    Citizens Premiere Checking Account

    Contact us for current rates
    • Free online bill pay
    • MasterCard check card
    • Check Imaging
    • Minimum of $25,000 to open
    • No monthly service charge if a daily balance of $25,000 is maintained
    • Overdraft Privilege
    • Unlimited Check writing
    • Interest compounded daily and credited monthly





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